1. Nature of the Service
St. Joseph Residents Directory is a privately operated reference that links to public rolls, record indexes, and directory collections connected with St. Joseph, Missouri. It does not host government records and is not affiliated with any office, court, or custodian.
2. Permitted Use
Use the site only for lawful purposes. You may not use it, or anything found through it, to:
- Stalk, harass, intimidate, threaten, or harm any person
- Locate someone protected by a restraining or protective order
- Commit identity theft or fraud
- Make FCRA-regulated decisions (credit, employment, tenant, insurance)
- Scrape, copy, or republish the site's content at scale
- Interfere with the site's operation or security
3. We Are Not a Consumer Reporting Agency
This site is not a consumer reporting agency as defined by the Fair Credit Reporting Act (15 U.S.C. ยง 1681 et seq.). Nothing here, and nothing any linked search tool returns, is a consumer report, and none of it may be used to judge eligibility for credit, employment, housing, insurance, or any other FCRA-covered purpose.
4. External Services
Government portals and third-party services, including sponsored search features, set their own terms and privacy practices. We do not control their content, availability, price, or data handling.
5. No Warranties
The site is provided "as is" and "as available," with no warranties of any kind. We do not warrant that anything on the site is accurate, complete, or current, or that any linked portal will work or return correct results.
6. Limits on Our Liability
To the maximum extent the law allows, we are not liable for any direct, indirect, incidental, consequential, or special damages arising from use of this site or any linked resource, including decisions made from records found through it.
7. Indemnity
You agree to indemnify and hold harmless the site's operators from claims or demands, including reasonable attorney fees, arising from misuse of the service or a violation of these terms.
8. Intellectual Property
The original text, design, logo, and layout of this site are protected by copyright. Linking to any page and quoting brief excerpts with attribution is welcome; republishing full pages or systematically copying content is not.
9. Updates to These Terms
We may revise these terms by posting a new version here. Continued use after a revision indicates acceptance.
10. Cutting Off Access
We may block or restrict any user who violates these terms or abuses the site, at our discretion and without notice.
11. Missouri Law
Missouri law governs these terms, without regard to conflict-of-law principles. Public-record access described by this reference is subject to the Missouri Sunshine Law, RSMo 610.023, and to the record-specific confidentiality rules that may apply.
12. Severability
If any part of these terms proves unenforceable, the rest stays in force.
13. Questions
Questions about these terms go through the Contact page.